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Personal Banking > Checking

FREE Checking

  • Minimum Opening Balance = $100.00
  • Interest Bearing = No
  • Maintenance Fee = None
  • Minimum Balance Fee = None
  • Minimum to Avoid Fee = N/A
  • Check Writing = Unlimited
  • ATM Banking/Check Card = No fee for Community Bank ATM Card/Check Card.** No charge for transactions at Community Bank ATMs. No network fees charged for use of other ATMs or POS.*
  • Overdraft Banking = Transfers from other designated accounts.
  • Other Features = No per check charge.

Good Neighbor Checking

  • Minimum Opening Balance = $100.00
  • Interest Bearing = Yes
  • Maintenance Fee = $10.00
  • Minimum Balance Fee = None
  • Minimum to Avoid Fee = N/A
  • Check Writing = Unlimited
  • ATM Banking/Check Card = No fee for Community Bank ATM Card/Check Card.** No charge for transactions at Community Bank ATMs. No network fees charged for use of other ATMs or POS.*
  • Overdraft Banking = Transfers from other designated accounts.
  • Other Features = No per check charge.
  • $10,000 Accidental Death Insurance on Account
  • $2,500 Accidental Death Insurance on Dependant Children
  • Free Good Neighbor wallet checks or discount on other styles
  • No fee for Cashier’s Checks or Money Orders
  • Many additional features

Good Neighbor Gold Checking

  • Minimum Opening Balance = $100.00
  • Interest Bearing = Yes
  • Maintenance Fee = None
  • Average Balance Fee = $5.00
  • Average Balance to Avoid Fee = $500.00
  • Check Writing = Unlimited
  • ATM Banking/Check Card = No fee for Community Bank ATM Card/Check Card.** No charge for transactions at Community Bank ATMs. No network fees charged for use of other ATMs or POS.*
  • Overdraft Banking = Transfers from other designated accounts.
  • Other Features = No per check charge.
  • $10,000 Accidental Death Insurance on Account
  • $1,000 Accidental Death Insurance on Grandchildren
  • Free Good Neighbor wallet checks or discount on other styles
  • No fee for Cashier’s Checks or Money Orders
  • Many additional features

Interest Bearing Checking Account

  • Minimum Opening Balance = $100.00
  • Interest Bearing = Yes
  • Maintenance Fee = None
  • Average Balance Fee = $10.00
  • Average Balance to Avoid Fee = $500.00
  • Check Writing = Unlimited
  • ATM Banking/Check Card = No fee for Community Bank ATM Card/Check Card.** No charge for transactions at Community Bank ATMs. No network fees charged for use of other ATMs or POS.*
  • Overdraft Banking = Transfers from Check Cushion or other designated accounts.
  • Other Features = No per check charge.

Money Market Deposit Account

  • Minimum Opening Balance = $1,000.00
  • Interest Bearing = Yes
  • Maintenance Fee = None
  • Minimum Balance Fee = $5.00
  • Minimum to Avoid Fee = $1,000.00
  • Check Writing = Three Checks Per Month
  • ATM Banking/Check Card = No fee for Community Bank ATM Card/Check Card.** No charge for transactions at Community Bank ATMs. No network fees charged for use of other ATMs or POS.*
  • Other Features = $5.00 Per check charge for each check over 3 in a month.
  • Tiered Rate Structure
  • Unlimited access to account in person, through ATMs, by mail.
  • Limited access to account by check, pre-authorized transfer, wire transfer, or EFT

* - You may be assessed a surcharge at other bank ATMs.
** - Check Card subject to credit approval.
† - Must be age 50 and older.

The Community Bank of East Tennessee is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Member FDIC
Equal Housing Lender

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