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Interest Rates
December 30, 2008
Product
Minimum To Open
Rate
APY
NOW ACCOUNT
$100
0.25%
0.25%
GOOD NEIGHBOR
$100
0.25%
0.26%
GOOD NEIGHBOR GOLD
$100
0.25%
0.26%
MONEY MARKET DEPOSIT ACCOUNT $49,999.99 & LESS
$1000
.83%
.83%
MONEY MARKET DEPOSIT ACCOUNT $50,000 & GREATER
$50000
1.21%
1.22%
SUPER MONEY MARKET DEPOSIT ACCOUNT $10,000 & GREATER
$10000
2.20%
2.22%
SAVINGS
$100
1.00%
1.00%
PENNY$SAVER
$5
1.00%
1.00%
6 MONTH CERTIFICATE
$1000
1.71%
1.72%
12 MONTH CERTIFICATE
$1000
2.00%
2.02%
18 MONTH CERTIFICATE
$1000
2.10%
2.12%
24 MONTH CERTIFICATE
$1000
2.20%
2.22%
30 MONTH CERTIFICATE
$1000
2.20%
2.22%
36 MONTH CERTIFICATE
$1000
2.20%
2.22%
48 MONTH CERTIFICATE
$1000
2.20%
2.22%
Contact any employee for further information about these rates.

APY = Annual Percentage Yield
Penalty for early withdrawal.
The Annual Percentage Yield assumes that interest remains on deposit until maturity and that a withdrawal of interest will reduce the earnings on the account.
Rates may change after the account is opened.
Fees may reduce earnings on the account.

The Community Bank of East Tennessee is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Member FDIC
Equal Housing Lender

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